Checking:   Commercial Checking $100 minimum deposit to open. Visa® Business Check Card available. Free online banking. No monthly service charge with a daily balance of $500, or a monthly average balance of $2,500; otherwise, a $7.50 service charge applies. Certain business accounts may be assessed additional fees according to a monthly analysis of use. A fee schedule is available.   Super NOW Account This is an interest-bearing* checking account with unlimited check-writing privileges available to estates, fiduciaries, and sole proprietorships. A $7.00 service charge is applied monthly if the daily balance falls below $1,000. $50 minimum deposit required to open this account.   Business Link Money Market Account Business owners can now earn extra money with the Business Link Money Market Account. In addition, when you also open a business checking account, we will give you a $75 credit toward your first order of business checks, and a free Visa® Business Check Card (credit approval required). If you already have a business checking account, think about adding a Business Link Money Market Account. Minimum deposit to open is $25,000. Call for current business money market rates. Loans:   Commercial Loans Rely on Bank of Essex for loans designed for businesses that need funds for capital investment, real estate purchase and development, or short-term operating needs. Come in or call one of our commercial lenders today to see how we can help your business.   Small Business Loans As an independent community bank, we are aware of the unique challenges of small businesses. Let one of our loan officers help your small business with a loan that meets your needs. * Interest is calculated daily and credited to your account monthly. Interest rates set by Bank of Essex are subject to periodic adjustment. Rates are accurate as of 9/19/2007