Statement Savings

• $100 minimum deposit to open.
• Minors (under 18), upon request, are exempt from initial
   deposit requirements and service charge.
• Free online banking.
• Withdrawals in excess of three per month are subject to a
   $1.00 service charge per withdrawal.
• No service charge with a daily balance of $100 or more;
   otherwise, a $3.00 quarterly service charge applies.
• Interest is compounded and credited quarterly. Interest rates
   are set by Bank of Essex and are subject to periodic
   adjustment.