
Certificates of Deposit (CDs)
|
CD Duration |
Annual Percentage Yield |
Interest Rate |
Min. Opening Deposit |
| 6 Months |
2.78% |
2.75% |
500.00 |
| 8 Months |
2.83% |
2.80% |
500.00 |
| 365 Days |
3.03% |
3.00% |
500.00 |
365 Days No Penalty |
1.26% |
1.25% |
2,500.00 |
14 Months (Flex / Adv) |
3.03% |
3.00% |
100.00 |
| 15 Months |
3.14% |
3.10% |
500.00 |
15 Months No Penalty |
2.27% |
2.25% |
500.00 |
| 18 Months |
3.19% |
3.15% |
500.00 |
| 20 Months |
3.19% |
3.15% |
500.00 |
| 24 Months |
3.29% |
3.25% |
500.00 |
24 Months Rate Manager |
3.03% |
3.00% |
500.00 |
| 30 Months |
3.29% |
3.25% |
500.00 |
| 36 Months |
3.44% |
3.40% |
500.00 |
| 42 Months |
3.44% |
3.40% |
500.00 |
| 48 Months |
3.44% |
3.40% |
500.00 |
| 60 Months |
3.55% |
3.50% |
500.00 |
|
Individual Retirement Accounts (IRAs)
|
IRA Duration |
Annual Percentage Yield |
Interest Rate |
Min. Opening Deposit |
| 365 Days |
3.14% |
3.10% |
500.00 |
14 Months (Flex / Adv) |
3.14% |
3.10% |
100.00 |
| 18 Months |
3.29% |
3.25% |
500.00 |
| 24 Months |
3.39% |
3.35% |
500.00 |
| 30 Months |
3.39% |
3.35% |
500.00 |
| 60 Months |
3.65% |
3.60% |
500.00 |
|
Interest Bearing Checking
|
| Account |
Annual Percentage Yield |
Interest Rate |
Min. Opening Deposit |
| Merit 50 |
0.35% |
0.35% |
500.00 |
| Prime Access |
0.35% |
0.35% |
500.00 |
| Super NOW |
0.35% |
0.35% |
500.00 |
|
Platinum Access Savings
|
| Balance |
Annual Percentage Yield |
Interest Rate |
| $0 to $9,999.99 |
0.50% |
0.50% |
| $10,000 to $74,999.99 |
1.51% |
1.50% |
| $75,000 to $199,999.99 |
2.52% |
2.50% |
| $200,000 and up |
3.03% |
3.00% |
|
Platinum Access Money Market
|
| Balance |
Annual Percentage Yield |
Interest Rate |
| $0 to $9,999.99 |
0.50% |
0.50% |
| $10,000 to $74,999.99 |
1.51% |
1.50% |
| $75,000 to $199,999.99 |
2.53% |
2.50% |
| $200,000 and up |
3.04% |
3.00% |
Riverland Money Market
|
| Balance |
Annual Percentage Yield |
Interest Rate |
| up to $2,499.99 |
0.40% |
0.40% |
| $2,500.00 to $24,999.99 |
0.50% |
0.50% |
| $25,000.00 to $49,499.99 |
0.95% |
0.95% |
| $50,000.00 and up |
1.11% |
1.10% |
|
Interest rates and annual percentage yields stated are variable and are accurate as of May 15, 2008.
|